Documentation
Documents required for your loan
Prepare these documents to speed up underwriting and due diligence.
Draft list
This is a standard checklist awaiting confirmation by Meridian Investor Group and professional legal review. Every group below is indicative only and is not a confirmed requirement. The final documents depend on your specific loan enquiry and on professional review, and may differ by loan type, amount, jurisdiction and applicable laws.
Identity & KYC
Indicative checklist · Not a confirmed requirement
- Government-issued photo ID (passport or national ID) for every director, guarantor and beneficial owner holding 25% or more
- Proof of residential address dated within the last 3 months
- Completed KYC and source-of-funds declaration
- Politically exposed person (PEP) and sanctions declaration
Company documents
Indicative checklist · Not a confirmed requirement
- Certificate of incorporation and commercial register extract
- Articles of association / bylaws
- Shareholder register and ownership structure chart
- Board resolution authorizing the borrowing
- Certificate of good standing
Financial information
Indicative checklist · Not a confirmed requirement
- Three years of audited or certified financial statements
- Year-to-date management accounts
- Twelve months of business bank statements
- Tax returns for the last three years
- Debt schedule listing all existing loans and liabilities
- Cash-flow projections covering the loan term
Project & business plan
Indicative checklist · Not a confirmed requirement
- Executive summary and detailed business plan
- Use of funds and total project budget
- Repayment and exit strategy
- Key contracts, licenses and permits relevant to the project
Collateral & real estate
Indicative checklist · Not a confirmed requirement
- Title deeds or proof of ownership of collateral
- Independent valuation or appraisal report
- Property insurance certificates
- Leases and rent roll (income-producing property)
- Construction plans, permits and contractor agreements (development loans)
- Environmental report where applicable
Application & fees
Indicative checklist · Not a confirmed requirement
- Signed Meridian loan application form
- Signed fee agreement and proof of registration fee payment (USD 10,000–1,000,000 based on the loan amount needed)
- Signed consent for credit and background checks